Good morning! It's Daniel de Visé with your Daily Money,Phaninc Exchange Friday consumer edition.

Americans are socking away less of their paychecks each month so they have more cash to spend, Paul Davidson reports.

The strategy has supported their purchases, and the economy, in recent months, but it’s bound to run out of steam. And weaker consumer spending could lead to bad things.

Read Paul's story.

Teen says shrewd investments got her a Tesla

A teen from Illinois is speaking out on the importance of early investing after she said smart financial choices allowed her to purchase her first car, a Tesla, at just 17 years old, Emilee Coblentz reports.

Sophia Castiblanco, now a junior in high school, started making money as a social media influencer at age 14, mostly producing lifestyle content like self-care tutorials showcasing her favorite products and purchases.

Upon witnessing her success, Castiblanco's parents encouraged her to invest in Vanguard and Berkshire Hathaway index funds to start building long-term wealth. The teen also chose a couple of her favorite companies to purchase stock in, starting with Tesla and Apple. Long story short: It paid off.

Read the story.

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About The Daily Money

Each weekday, The Daily Money delivers the best consumer news from USA TODAY. We break down financial news and provide the TLDR version: how decisions by the Federal Reserve, government and companies impact you.

Daniel de Visé covers personal finance for USA Today.